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The Wallet That
Can't Freeze Your
Money.

Get paid globally, hold full control in a non-custodial wallet, send money home, spend with a card, or withdraw at the best local rate.

Get it on Google Play
The Payriz app on a phone, showing the account balance, quick actions and recent transactions

More than 110
countries supported.

Why Payriz

The old way is broken
PAYRIZ fixes it

Where did your money go?

  • Sudden account termination

    Traditional wallets can lock your accounts without any warning, leaving your money stuck for months.

  • High fees

    Every transfer, conversion, and withdrawal quietly eats into what you earn.

  • No earning on idle balance

    Other platforms hold your funds and keep the interest for themselves.

How PAYRIZ can save you

  • Non-custodial account

    Your funds stay in your control. Payriz never holds, touches, or has access to your money.

  • Low fees & faster settlement

    Skip the multi-day wait and the fees that come with it. Get paid faster, for less.

  • Earn yield on balance up to 7%

    Your idle balance finally works for you, not someone else.

Go global instantly

Your payments should move as fast as your business.

One account for global money

Receive payments in USD, EUR, GBP, and AED with local account details, alongside USDC and USDT.

Payriz Cards

Issue virtual cards instantly and earn 0.5% cashback on every purchase.

Earn yield on balance up to 7%

Earn up to 7% yield automatically, unlike traditional wallets that keep it for themselves.

Payouts in global currencies

Send payouts in local currencies with better exchange rates.

Crypto Payout

Get paid or withdraw directly to your Web3 wallet, no middleman, no delay.

150M+ merchants supported globally via Visa

Built around how you can
use payriz globally

Stablecoin Infrastructure

Designed for stablecoin payments, with fiat support when needed.

Powered by Global Payment Leaders.

We leverage USDC to move money globally, instantly.

Your funds are always under your control

Non-custodial by design. You always control your funds.

Your money is safe.Always.

Blockchain Verified

Built on blockchain, not banking rails, monitored and active 24/7.

KYC/AML

Built with AML/KYC compliance at its core, leveraging global screening and identity verification technologies.

Privacy First

Built for Privacy. Fully compliant with GDPR, NDPR, and international data protection standards.

Frequently asked questions

What does Payriz do?

Payriz is a borderless, non-custodial wallet for freelancers and businesses. Get paid instantly, hold your own dollars, and withdraw locally, in more than 110 countries.

Does Payriz hold my money?

No. Payriz is non-custodial: your funds stay in your control, and Payriz never holds, touches, or has access to your money.

How does earning yield work?

Your idle balance can earn yield of up to 7%, so it works for you instead of sitting idle while someone else keeps the interest.

Which countries and currencies are supported?

More than 110 countries are supported. You can receive payments in USD, EUR, GBP, and AED with local account details, alongside USDC and USDT.

Payriz founders Fahmid and Rakib sitting on a green sofa

Upgrade to
borderless banking

We're Fahmid and Rakib. For years, we watched our own money get stuck in international wallets, delayed transfers, hidden fees, accounts frozen without warning, just for running a business from Bangladesh. So we built PAYRIZ, the wallet we wished existed, for every founder, freelancer, and global earner in an emerging market who's ever felt like the global economy simply wasn't built for them.

Our missionGiving every founder, freelancer, global earner, and business in emerging markets the same financial tools a New Yorker takes for granted.